Mortgage calculator for Malta

Published by MIRA Estate · Last updated:

Estimate the monthly payment on a home loan for a Maltese property from the price, deposit, loan term and interest rate.

Example rate only; ask your bank for the current offer.
Deposit
€70,000
Loan amount
€280,000
Monthly payment
€1,447
Total repaid over the term
€434,160

Indicative only — contact BOV, HSBC, APS Bank or another lender for current rates and eligibility.

How the calculation works

The calculator uses the standard repayment formula for a fixed-rate loan with equal monthly payments. The default deposit is 20%, the term 25 years and the rate 3.8%, which are example values only.

Your real payment depends on the lender, the type of loan, your income and the property. Banks in Malta set their own rates and eligibility rules, so ask lenders such as BOV, HSBC or APS Bank for a current offer.

Sources and further reading